Last Updated on April, 4, 2026
Information We Collect
Personal Information
Name, email address, and account details used for authentication.
Onboarding Data
Information you provide during onboarding (such as goals, preferences, and financial habits) to personalize your experience.
Financial Data (User-Entered Only)
Expenses, income, budgets, and goals that you manually input into the app.
We do NOT access your bank accounts or pull financial data externally.
Device Information
IP address, device type, and operating system.
Usage Data
Features used and engagement patterns.
Data Security
We implement strong safeguards including:
Encrypted communication (HTTPS)
Secure servers and restricted access
Authentication and monitoring systems
All financial data entered in the app is encrypted and protected.
Data Sharing
We do not sell your personal data.
We may share data only with trusted third-party providers (such as hosting, authentication, and analytics services) to operate the platform, or when required by law.
Data Retention
We retain your data only as long as necessary to provide the service.
When you delete your account, all associated personal and financial data is permanently deleted
Some minimal data may be retained if required for legal or security reasons
Tracking & Analytics
We may use basic analytics tools to understand usage and improve the app. These tools do not access your personal financial entries.
Children’s Privacy
BudgetIQ is not intended for users under the age of 13 (or the minimum age required in your country). We do not knowingly collect data from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Users will be notified of significant changes through the app or email.
How We Use Your Information
We use your data to:
Provide budgeting and financial education tools
Personalize insights and recommendations
Improve application performance
Communicate updates and provide support
Maintain security and prevent misuse
User Rights
Depending on your location (including laws like General Data Protection Regulation and California Consumer Privacy Act), you may have the right to:
Access your data
Correct inaccurate data
Request deletion of your data
Withdraw consent at any time
To exercise your rights, contact: info@budgetiq.org
Data Security
We take data security seriously and employ industry-standard measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.
Third-Party Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as required by law or as necessary to provide our services. We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you, provided that they agree to keep your information confidential.
Cookies
Our website may use cookies to enhance your browsing experience and collect information about how you interact with our site. You can adjust your browser settings to refuse cookies or alert you when cookies are being sent, but some features of the site may not function properly without cookies.
Changes to this Privacy Policy
We reserve the right to update or change this Privacy Policy at any time. Any changes will be posted on this page, and the effective date will be updated accordingly. We encourage you to review this Privacy Policy periodically for any updates.
Contact Us
If you have any questions or concerns about our Privacy Policy or the handling of your personal information, please contact us at info@budgetiq.org.